At First American our philosophy is simple. We are customer-centered experts in the title and escrow industry and are proud to be the largest independent title and escrow agent in Idaho and Montana. We currently serve 66 counties in Idaho and Montana with each of our offices employing local people. In addition to our local focus, we are dedicated to being a regional solution for settlement services. Our expert sales staff, coupled with state of the art technology, allows us to create a suite of services tailored to your specific needs. Finally, in order to effectively serve our customer’s national needs, we operate as a seamless extension of our Underwriters: First American Title Insurance Company, Old Republic National Title Insurance Company, Commonwealth Land Title Insurance Company, Fidelity National Title Insurance Company, and Westcor Land Title Insurance Company.
Thank you for choosing First American, we value your business and look forward to serving you.
Title Insurance is used by Homebuyers and Lenders for protection against delinquent taxes, undisclosed liens, legal judgments, forgeries, fraud, and a host of other potential legal or financial problems that can arise when purchasing or refinancing property.
Escrow means any agreement between two or more parties wherein the delivery of instruments, monies, items of value, or evidence of title to real or personal property is placed with a neutral third party. This agreement contains specific written instructions executed by all parties to the transaction. This neutral third party is referred to as the “Escrow Agent.”
The 1031 Exchange is quite possibly the most powerful investment tool available to property owners. By selling appreciated business or investment property outright you could pay from 15% to 50% in tax on the sale. A 1031 Exchange allows you to defer the tax and increase your purchasing power by keeping your equity intact.
A Long Term Escrow is an arrangement in which an unbiased third party holds legal documents and according to written instructions from the Buyer and Seller accepts and distributes payments.